Assisting first home buyers

Land transfer duty discounts

To make it easier for first home buyers to buy a property, they can access land transfer (stamp) duty exemptions and concessions.

First home buyers don’t pay any land transfer duty if they purchase a property valued at $600,000 or less, and they receive a concession if they buy a property valued between $600,001 and $750,000.

In 2025–26:

  • 24,322 first home buyers purchased properties for $600,000 or less and paid no land transfer duty at all.
  • 14,222 first home buyers purchased properties between $600,001 and $750,000 and received a concession on land transfer duty.
  • The total value of these 38,544 land transfer duty discounts was $748.8 million.

$748.8 million in first home buyer duty savings was provided in 2025–26.    $825.6 million in first home buyer duty savings was provided in 2024–25.

 
 

First Home Owner Grant

The First Home Owner Grant helps Victorians buy or build their first home. 

First home owners who buy or build a new home valued at $750,000 or less may be eligible for the grant of $10,000.

In 2025–26, we paid 8,668 grant applications worth a total of $86.76 million.

Table 6: Top 10 FHOG Victoria postcodes 2025–26

No. Postcode Suburb Applications
1 3064 Craigieburn, Donnybrook, Kalkallo, Mickleham, Roxburgh Park 971
2 3029 Hoppers Crossing, Tarneit, Truganina 899
3 3978 Cardinia, Clyde, Clyde North 776
4 3336 Aintree, Deanside, Fraser Rise 585
5 3750 Wollert 394
6 3024 Fieldstone, Mambourin, Manor Lakes, Mount Cottrell, Wyndham Vale 347
7 3217 Charlemont, Armstrong Creek, Mount Duneed, Freshwater Creek 264
8 3809 Officer, Officer South 253
9 3338 Brookfield, Cobblebank, Eynesbury, Melton South, Strathtulloh, Weir Views 200
10 3030 Point Cook, Werribee, Werribee South 191

Table 7: Top 10 FHOG metropolitan Melbourne postcodes 2025–26

No. Postcode Suburb Applications
1 3064 Craigieburn, Donnybrook, Kalkallo, Mickleham, Roxburgh Park 971
2 3029 Hoppers Crossing, Tarneit, Truganina 899
3 3978 Cardinia, Clyde, Clyde North 776
4 3336 Aintree, Deanside, Fraser Rise 585
5 3750 Wollert 394
6 3024 Fieldstone, Mambourin, Manor Lakes, Mount Cottrell, Wyndham Vale 347
7 3809 Officer, Officer South 253
8 3338 Brookfield, Cobblebank, Eynesbury, Melton South, Strathtulloh, Weir Views 200
9 3030 Point Cook, Werribee, Werribee South 191
10 3977 Cannons Creek, Cranbourne, Devon Meadows, Junction Village, Skye 184

Table 8: Top 10 FHOG regional Victoria postcodes 2025–26

No. Postcode Suburb Applications
1 3217 Charlemont, Armstrong Creek, Mount Duneed, Freshwater Creek 264
2 3212 Avalon, Lara, Point Wilson 141
3 3820 Bona Vista, Lillico, Warragul 69
4 3551 Arnold, Ascot, Axe Creek, Bagshot, Cornella, Epsom, Huntly, Kimbolton, Eppalock, Lockwood 63
5 3280 Dennington, Warrnambool 60
6 3630 Caniambo, Colliver, Dunkirk, Shepparton 59
7 3844 Blackwarry, Callignee, Carrajung, Flynns Creek, Traralgon, Tyers 59
8 3691 Bandiana, Baranduda, Bonegilla, Castle Creek, Dederang, Glen Creek, Huon Creek, Kancoona 51
9 3350 Alfredton, Ballarat Central, Black Hill, Brown Hill, Invermay Park, Lucas, Mount Clear, Nerrina 49
10 3756 Chintin, Darraweit Guim, Upper Plenty, Wallan 45